Wayne Hemrick

What is an Open Architecture 401k?

Many 401(k) providers use terms such as “open architecture 401(k)" and “fee disclosure" in their marketing efforts, but what do those terms really mean? Instead of limiting a plan to a specific list of funds, a true open architecture 401(k) format allows ... Read >

Defining the Real Estate IRA

A self-directed IRA that holds real estate, also referred to as a "real estate IRA," is becoming an increasingly popular way individuals are choosing to diversify their retirement portfolios. The easiest way to add real estate to your IRA is to purchase t... Read >

401K plan: What Does “Free” Really Cost?

401K plan: What Does “Free" Really Cost? In a 401(k) plan, your account balance will determine the amount of retirement income you will receive. Regardless of your position in the company, if you are a plan participant, these fees will have an impact ... Read >

Understanding the Self-directed IRA and Your Options

A self-directed IRA allows you to invest in a broad range of investments and gives you ultimate control over all your investment decisions. You conduct your own investment research, select your own financial representative/advisor (if you so desire) and c... Read >

Golf Tee Times For The Time Of Your Life

If you are recently retired and wanting to try some new activities, then you might enjoy adding the sport of golf to your itinerary. Golfing is a sport that people of all ages can enjoy, and there are wonderful golf courses located throughout the country... Read >

Finding The Best Golf Specials: Tips For Golfers

For enthusiasts of the sport, there is nothing better than getting in a round of golf. Golfing is a game that anyone from child to adult can play, and often do together as a family or group of friends. If you golf on a regular basis, you know that you h... Read >

Join A Golf Social Network

To add more fun to your favorite hobby of golfing, consider joining a golf social network. golf social network is popular among the sport's enthusiasts because it brings people with similar interests together to talk in a virtual environment about their ... Read >

Using A Golf Network For The First Time

Joining an online golf community is a great move for golfers of all levels. With a golf group, you can live even in a remote part of the country and yet stay in touch with golfing friends anywhere in the world. There are many fun events and other specia... Read >

Learn More About The Wide Variety Of Golf Events Available

One of the easiest ways to learn about all of the new and exciting features of your favorite golf courses is to visit their golf course websites. Here you will find the central hub of information about all the features and activities that occur at the co... Read >

Live Your Fantasy With Fantasy Golf

Many golfers love to spend as much time as possible at their favorite sport. However, other necessary activities, such as work and family, do play a part in how much actual time you have available to devote to your preferred game. If you find that your ... Read >

Golfing Discount Tee Times For The Holidays

For golfers, the ideal holiday is one in which you can spend the greatest amount of time on the golf course as possible. In order to accomplish this, you will want to look for golf course discounts. You will find that when you utilize the online tee tim... Read >

How To Find A Dermatologist In Long Beach

If you need to find a dermatologist long beach has several available. Because of the sunny weather so common in this area of California, many who live here try to find a dermatologist in long beach to help with some of the results of overexposure to the ... Read >

Top Laser Skin Care Treatments

You may give yourself a weekly facial, and take care to apply moisturizers and sunscreens on a regular basis, but as we age our skin bears testament to that fact. Over time, everyone's skin tends to develop wrinkles and sagging areas. Skin can become da... Read >

Over the counter Acne Treatments

Many people in Long Beach and elsewhere have the proclivity for developing a common skin condition known as acne. Acne causes the skin on the face and the upper body to become red and irritated, along with causing pimples, black and whiteheads, and can le... Read >

Start the New Year Right With Cute Checks Online

Many of us take a little bit of time after the New Year festivities have ended to upgrade and organize various parts of our lives. It might be clothes, or it might be the kitchen, but for many, it is the home office area. Once your desk is cleaned and o... Read >